NIL Wealth Guides

These guides are designed to help athletes and families understand insurance, financial protection, and tax basics. They are educational resources — not required to enroll.

Parent Guide

What it covers:

  • How NIL income and financial protection actually work
  • What parents need to know before their athlete earns
  • Common mistakes families make with NIL opportunities
  • How to evaluate coverage, contracts, and financial decisions

Best for:

Parents of athletes navigating NIL for the first time

Supplemental Health Insurance Guide

What it covers:

  • What this coverage is and how it works
  • Why school coverage often isn't enough
  • What gets paid and how claim payouts work
  • Common injury/out-of-pocket examples

Best for:

Parents, athletes, and families who want coverage clarity

Risk Awareness Guide

What it covers:

  • Income risk (injury, missed seasons, lost opportunities)
  • Tax & compliance risk (1099-NEC, estimates, IRS mistakes)
  • Liability risk (accidents and exposures)
  • Decision risk (bad financial moves that follow you)

Best for:

Families who want the bigger picture beyond "just insurance"

Athlete & Family Tax Guide

What it covers:

  • W-2 vs 1099-NEC for athletes
  • Why taxes are owed even when you "didn't get paid much"
  • How to avoid IRS problems early
  • Simple tracking system families can follow

Best for:

NIL athletes and parents trying to avoid tax surprises